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Disclosures for Rockreach Funding Group, Rocky Mount, NC

What Rockreach Funding Group is, who decides a funding request, and what to read before accepting any offer.

In short

Rockreach Funding Group in Rocky Mount, North Carolina is a funding broker, not a lender. It matches business funding requests with funding partners, who review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing.

Rockreach Funding Group Is a Funding Broker, Not a Lender

Rockreach Funding Group does not lend, lease or advance its own money and does not make credit decisions. It takes a business's request by phone or form, discusses which funding types may fit, and passes the request to funding partners that consider that type of funding.

Every Decision Belongs to the Funding Partner

Only the partner decides whether to make an offer, and the partner sets the amount, price, schedule and security. A partner may decline a request or offer something different from what was asked. Rockreach cannot change a partner's decision, and no request is assured of an offer.

Merchant Cash Advances Are Not Loans

With a merchant cash advance, a provider buys a share of the receipts a business will collect in the future and collects that share from sales. Its cost is set by a factor, not an interest rate. Compare the total a provider would collect with the total cost of a loan for the same need.

Reading an Offer Before You Sign

  • Read the full agreement and keep a signed copy.
  • Add up every fee and the total dollars paid or collected.
  • Check the collateral, any personal guarantee and the prepayment terms.
  • Ask the partner about anything unclear before signing.

By Rockreach Funding Group · Updated

Further Rockreach Pages to Read With This One

  • Who Rockreach is

    About Rockreach Funding Group in Rocky Mount, NC: its part in a request, documents a commercial loan needs, and the decisions funding partners make.

  • How to reach Rockreach

    Contact Rockreach Funding Group in Rocky Mount, NC by phone or request form: credit score questions, underwriting time and loan requirements.

  • Six Types Side by Side

    Types of business loans in Rocky Mount, NC side by side: credit lines vs term loans, short vs long terms, secured vs…

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